Key Points to Remember Late fees get slapped on by card issuers when you skip your payment deadline. Stacking up missed payments can lead to multiple late fee charges. Pay your bills promptly every month to dodge these pesky charges. Credit cards often come packed with a slew of fees that kick in under different …
Crucial insights Boasting one of the most extensive 0% intro APR offers on balance transfers available today, the Citi® Diamond Preferred® Card stands out among the sea of balance transfer credit cards. Complementing this is a promotional APR on purchases, perfect if you’re gearing up for a significant spend. Coupled with no annual fee, cardholders …
Decoding the Role of Income in Credit Card Approvals Income stands as a pivotal element creditors lean on when sizing up your creditworthiness during a credit card application. Often, the phrasing varies as issuers seek your total annual earnings, using terms like “total gross annual income” or similar variants. Gross income typically proves simpler to …
Key Insights to Keep in Mind If simple, straightforward rewards are your game, cash back cards tend to hit the mark with easy earning on every dollar spent. For those clocking frequent miles or jet-setting regularly, points or miles cards usually unlock better perks tailored toward travel. Can’t quite pick a side? Mixing and matching …